Home Improvement Financing to Fit Your Needs
The GreenSky® Loan Program’s focus is simple — to help you achieve the home of your dreams! From deferred interest promotional plans to flexible monthly payment options, our loans are a streamlined and convenient way to pay for many home improvement projects.
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Plan 2602. 1. Subject to credit approval. 2. Rates range from 17.99% – 24.99% APR. Loan amount and rate will vary based on your income and
creditworthiness. 6 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 78 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156. www.nmlsconsumeraccess.org.
Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky loan may allow you to take advantage of a range of options, such as no interest when paid in full within the promotional period and no payments due for 12 months, or it may allow you to spread out the expense with flexible monthly payments.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to approve the transaction.
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed APRs. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions.
Q: How do I make a payment?
It’s simple – pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Q: Where applicable, when does the Deferred Interest plan3 promotion window begin?
It begins at the time of your first transaction.
Q: Where can I use my loan?
During the purchase window, use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: When is my first payment due?
There are a range of plans and some may offer promotional periods in which you are required to make only a minimum monthly payment or even no payment. Other plan types will have different requirements. Your contractor can work with you to provide the details needed to find the plan that’s best for you.
3. Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional
Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156. www.nmlsconsumeraccess.org | www.greensky.com