Home Improvement Financing Tailored to Your Needs

We’ve partnered with Wisetack to offer flexible financing that lets you pay over time, not upfront. The application takes just a minute, and checking your options won’t affect your credit score.

Finance projects up to $25,000*

Terms from 3 to 60 months*

APR from 0% to 35.9%*

No hidden fees or compounding interest

Prequalify today to explore your options and finance your next project with ease!

Horizon Appliance & HVAC Services

Example Plan & Payment Details

Take advantage of our no-interest promotion if paid in full within the 6-month promo period, with required payments

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How our financing option works

Quick Application

The application takes just about a minute to complete.

Transparent Costs

No hidden fees, penalties, or compounding interest.

Flexible Payments

Choose a monthly payment plan that fits your budget.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

Partner Financing Information

Financing for the GreenSky® consumer loan program is provided by Equal Opportunity Lenders. GreenSky® is a registered trademark of GreenSky, LLC, a subsidiary of Goldman Sachs Bank USA. NMLS #1416362. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch. NMLS #208156. For more information, visit NMLS Consumer Access and GreenSky.

Financing - Horizon Appliance & HVAC Services

Hear From Our Clients

Read their testimonials to see how our professional services have made a difference in their homes.

Terms & Conditions

Subject to Credit Approval

Financing is available only to approved applicants.

Interest Rates

Rates range from 17.99% to 24.99% APR. The loan amount and rate will vary based on your income and creditworthiness.

Interest Waiver

Interest is billed during the promotional period, but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.

Promotional Period

A 6-month promotional period ("Promo Period") is available during which interest is billed but will be waived if the amount financed is paid in full before the Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by the Promo Period expiration date. Any unpaid balance and amounts owed after the Promo Period will be paid over 78 monthly payments. For example, assuming the full credit limit is used on the loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30. This example is an estimate only. Actual payment amounts will depend on the amount and timing of purchases. Call 866-936-0602 for detailed financing costs and terms.

Frequently Asked Questions

Why should I finance my project when I can pay cash or use a credit card?

Financing your project with a GreenSky loan offers several advantages. You can benefit from no interest if paid in full within the promotional period, or you can opt for no payments due for 12 months. Additionally, it allows you to manage expenses with flexible monthly payment options, making it easier on your budget.

Once your contractor requests a payment, you will receive a text message or email to approve the transaction, ensuring a seamless and secure payment process.

GreenSky loans are unsecured loans with fixed APRs. Unlike a revolving credit card, your non-promotional monthly payment amount remains consistent, providing predictable and manageable payments.

Upon approval, you typically have up to six months to make your purchases and approve transactions, depending on your specific plan.

Making a payment is easy and flexible. You can pay online through the customer portal, by phone, or set up automatic payments from your bank account. Choose the method that works best for you.

The promotion window begins at the time of your first transaction, allowing you to maximize the benefit period.

Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you applied during the purchase window.

The due date for your first payment depends on the plan you select. Some plans offer promotional periods with only minimum monthly payments or no payments at all. Your contractor can help you choose the plan that best fits your needs and provide the necessary details.

Get Started with Flexible Financing For Your Home Improvements

Get the home improvements you need without the upfront cost. Prequalify today and enjoy flexible financing with quick approval and no hidden fees.

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